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Retirement Calculator

Retirement Calculator

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Indicate your present age enter the age you plan to retire. If you have, say, $1,000 to invest right now, include that amount here. If you don’t have an initial amount to invest now, you can enter $0 If you plan to invest a certain amount every month into your retirement account include this amount. If you do not plan to make regular contributions enter $0 For a point of reference, the S&P 500 has a historical average annual total return of about 10%, not accounting for inflation. This doesn’t mean you can expect 10% growth every year; you could experience a gain one year and a loss the next. But if you keep your money invested for the long term, the goal is for these gains and losses to average out over time, ideally ending significantly in the black by the end of the investment period. Times per year that interest will be compounded.